A pet is a part of the family that needs requisite care, just like humans. And just like any family member, they must be protected. Enter pet insurance – a comprehensive solution to ensure our furry friends receive the ideal care without the burden of unexpected and costly medical bills. In this blog, we’ll break down the core elements of pet insurance, shedding light on what it entails and why it’s crucial for responsible pet parenting.
Understanding Pet Insurance:
A pet insurance plan offers those PAWS the ultimate care against unexpected and expensive medical bills. If you are a pet parent looking forward to safeguarding your pet against uncertainties, opting for a pet insurance policy is prudent.
Who Should Buy Pet Insurance Policy?
Pet insurance is for you if you are a pet parent and look forward to having adequate protection against various expenses in case of an accident or illness. It’s worth noting that multiple pets owned by a single individual can be covered under a pet insurance policy.
Coverage Options Available Under Pet Insurance:
Regarding pet insurance in India, there are several coverage options to consider. The policy can be short-term (for less than a year) or long-term (up to a maximum of 3 years). Coverage includes surgery expenses, hospitalisation expenses, mortality benefits, third-party liability, and more. It’s crucial to review the product brochure carefully for detailed information. Claims are subject to terms and conditions set forth under the motor insurance policy.*
Eligibility Criteria To Buy Pet Insurance In India:
Pet insurance, designed for dogs and cats at least 90 days old, covers indigenous, cross-breeds, and exotic breeds. Entry and exit age vary by type and breed, with exceptions considered based on the pet’s health.
Benefits Of Buying Pet Insurance In India:
The benefits of pet insurance for dogs in India are diverse. The same goes for cat insurance. They cover surgery expenses, hospitalisation, mortality benefits, terminal diseases, long-term care, OPD, third-party liability, and protection against theft or loss. The comprehensive coverage ensures that pet parenting becomes easier, eliminating the financial stress associated with unexpected vet bills. *
Is There A Cover For Commercial Use Of Pets?
Pet insurance coverage can be extended upon payment of an additional premium for those who use their pets for business or professional purposes. However, certain hazardous activities or sports may not be covered.
Claim Process Of Pet Insurance:
The claim process for dog health insurance is designed to be easy and hassle-free. If your pet experiences adversity, inform the insurer within 24 hours. The customer support team will guide you through the process, which involves filling out a claim form and submitting the necessary documents.
Documents To Be Submitted While Buying Insurance For Pets In India:
Certain documents are required to secure your furry friend, including a filled proposal form, diagnostic test results (if choosing PIN cover), details about the pet for identification, a self-declaration on timely vaccinations, and proof of purchase if the sum insured exceeds the maximum price.
Choose insurance that aligns with your pet’s needs, from injuries and illnesses to preventive care. Don’t wait; include your ‘furry’ friend in the circle of ‘Pur-tection’ today!
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
